Move money with control and visibility.
Cash management, payments, and fraud protection built for finance teams — with a dedicated treasury specialist on your account.
Treasury solutions
Each links to its own product detail page.
Collect & post incoming payments faster.
Details → Payables / ACHPayroll & vendor payments at scale.
Details → WiresDomestic & international, dual control.
Details → Remote DepositScan and deposit checks from your office.
Details → Positive PayCheck & ACH fraud prevention.
Details → Account Reconciliation (ARP)Automated reconciliation & reporting.
Details → Fraud MitigationLayered controls to stop payment fraud.
Details → Merchant ServicesAccept card payments in-store & online.
Details → CDARS & ICSInsured deposits above FDIC limits.
Details → Lockbox ServicesOutsourced remittance processing.
Details → Sweep ServicesAutomated overnight liquidity.
Details → Zero Balance Accounts (ZBA)Concentrate funds across accounts.
Details → Vault ServicesCash logistics, coin & currency.
Details → Health Savings (HSA)Employer HSA & benefit accounts. Shared w/ Personal
Details → Corporate Debit & Credit CardsPurchasing controls & rebates.
Details → AR/AP ServicesIntegrated AR/AP workflows. Coming
Details →Built around how finance teams actually work.
Real-time balances and reporting across all accounts and entities.
Configurable limits, roles, and approval workflows by user.
A treasury banker who knows your business — not a ticket queue.
Common questions
How long does treasury onboarding take?
Can you integrate with our accounting / ERP system?
How does fraud protection (Positive Pay) work?
Insights for treasury & finance teams
Cash-flow strategy, payments security, and fraud-prevention guidance for businesses banking with Waterford.