Personal checking accounts
Everyday banking that fits how you live — from a simple no-fee account to interest-earning checking with relationship perks. Compare and find your fit.
Compare checking accounts
Three ways to bank — pick the one that matches your balance and how you use your account.
| Everyday Checking Simple & no-fuss |
Interest Checking Earns on your balance |
Premier Checking Relationship perks |
|
|---|---|---|---|
| Monthly fee | $0 | $[XX] / waivable | $[XX] / waivable |
| Minimum to open | $25 | $[XX] | $[XX] |
| Interest APY | — | [X.XX%] | [X.XX%] |
| ATM fee rebates | — | Up to [$XX]/mo | Unlimited |
| Overdraft grace | ✓ | ✓ | ✓ |
| Relationship rate bonus | — | — | ✓ |
| Best for | Day-to-day spending | Balances that earn | Higher balances & perks |
| Get started | Get started | Get started |
Comparison is illustrative — exact fees, APY, balance tiers, and waiver rules to be confirmed from the rates service & Truth-in-Savings disclosures before hi-fi.
What you get
Get paid up to 2 days early when your employer deposits early.
Snap a photo of a check and deposit from anywhere.
Lock your card, set alerts, and manage limits in the app.
Up to [$XX]/mo in out-of-network ATM fee rebates.
Send money to people you trust, fast.
A buffer and same-day cure window before fees apply.
Big-bank capability, local accountability.
Talk to a banker by name — branch, phone, or secure message. No phone-tree maze.
Mobile deposit, Zelle, card controls, and alerts. Placeholder for app screenshot row.
Questions about this account
How do I avoid the monthly fee?
When is direct deposit "early"?
Is there a debit card?
Can I switch from another bank?
Get more from everyday banking
Tips on direct deposit, fraud protection, and budgeting to help your checking account work harder.
Disclosure placeholder — APY accurate as of [date], subject to change; fee schedule, overdraft terms, and Truth-in-Savings disclosures to be linked here in the hi-fi pass. Member FDIC. Equal Housing Lender.